<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.properbrokerage.com/resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/spring-cleaning-for-businesses-start-with-your-benefits-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1710858181820-7PAIZ490FMZ1RPQRQCFW/image-asset.jpeg</image:loc>
      <image:title>Resources - Spring Cleaning for Businesses: Start with your Benefits Plan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/navigating-open-enrollment-season-a-guide-for-your-employees</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-05</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/healthcare-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-21</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/self-funded-health-plans-how-companies-take-control-of-their-health-insurance-costs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-17</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/expatriate-group-health-plans</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-06</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/the-advantages-of-group-health-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-22</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/blog-post-title-employer-mandate-penalties</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-16</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/tag/penalties</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/tag/employer+mandate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/resources/tag/aca</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-03-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/446e17d7-99a7-4848-a969-1c87883bda90/UnitedHealthcare-logo.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/3f573438-2c97-4bb1-a6f9-d9bd26ee70e8/bcbstx_logo_social_media.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1613334947041-NDR6R6GWVKEHDQJ8SDTM/Aetna-Logo-2012.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/624d108b-0964-40d2-ad87-14cb2959f575/humana-logo-e1561474349506.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/01664fc2-495a-4fd1-83fb-e00c64f3bb09/Bluecross-blueshield-illinois-carrier-logo.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/dba15319-09a8-4f35-b2f6-b2ba0095cc45/Principal_Financial_Group-Logo.wine.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1761e410-d697-42e1-949f-850d8dedc1df/Cigna+logo.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/48869023-cb9b-4ea0-9aca-cd25dd5f5e81/MetLife+logo.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/5140824f-dc83-4b27-98f3-baeb7de8d075/Ameritas_Bison_color.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/584fe003-456e-4117-b549-47679bd7f841/Delta+Dental+logo.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/aa85e27c-52ce-4df6-8301-20594ff57e1d/Sun-Life-Financial-Logo.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/26cb6d1c-db81-4c88-9233-f5c1699b174f/Scott+White+logo.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611683055863-868D9MABF931P99UV954/image.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>Benefits Roadmap Creating a benefits package for your employees can seem like a daunting task. Let our team of consultants guide you from quote to coverage through our tried and true process:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/employeebenefits</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1614891237929-MPWDCGTJLIP7R5GB5M13/image-asset.jpeg</image:loc>
      <image:title>Employee Benefits - Attract.</image:title>
      <image:caption>We understand that benefits are a significant advantage for recruiting and hiring the best people for your business. By working with Proper, you’ll be able to offer attractive benefits at the right price to prospective employees.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611727570561-QADSAM385Y4XEQXK054E/image.jpg</image:loc>
      <image:title>Employee Benefits - Retain.</image:title>
      <image:caption>Staff turnover is impossible to avoid, but benefits can be a helpful tool in retaining key staff members - leading to fewer interruptions for your business.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611698005329-2N6RJ4N14BO2XNX7OBL6/image.jpg</image:loc>
      <image:title>Employee Benefits - Protect.</image:title>
      <image:caption>We understand how important your employees are to your business. Protect them and their loved ones with access to a wide variety of benefit options. To keep them protected, we ensure that your employees are properly educated on how to best utilize their benefits.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/productsservices</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726540089-3E2OHPF04MC5DI39T4TM/noun_Preventive%2BHealthcare_22912.jpg</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726570247-QNFCLOAJ980LS5D4N9JQ/noun_Primary+Care+Physician_22913.png</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726590419-4ISGO5STKMTJBC5CZFIE/noun_Out+of+Pocket+Costs_22910.png</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726614074-TVCY6O1Q4J4VDMBGIMHI/noun_Insured_22906.jpg</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726649811-VW0PMP6AJI3IDGMQOQPX/noun_Pre-Existing+Condition_22911.png</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1611726662648-YPKOB865CLE9TR7DXXMW/noun_Electronic+Health+Record_22902.png</image:loc>
      <image:title>Products &amp; Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1591890351443-9BFPVD8JAZDMEYXJNIIQ/image-asset.jpeg</image:loc>
      <image:title>Products &amp; Services - “I had no idea what options were available for my business’ health insurance needs. Proper helped us cut our expense while bettering our benefit offerings.”</image:title>
      <image:caption>— OLIVIA R., PROPER CLIENT</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/selffunding</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1686684032669-U7QKID1R2FBBFV1E6ZIT/image-asset.jpeg</image:loc>
      <image:title>Self-Funding</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1686684067944-SEU3ZBWNTLFZ72YCH0MM/image-asset.jpeg</image:loc>
      <image:title>Self-Funding</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1686684091050-3LE9T7ZZ2SY9ADRAEBFE/image-asset.jpeg</image:loc>
      <image:title>Self-Funding</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1686684187923-R8V8V6VTIV8NBGDV3OAV/image-asset.jpeg</image:loc>
      <image:title>Self-Funding</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1686684266564-4AWBRPBYWOKUONECCWQ8/image-asset.jpeg</image:loc>
      <image:title>Self-Funding</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/contactus</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/get-a-quote</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/group-health-quotes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/c93a91d6-301f-41e6-93e5-fa67d556010c/Aetna-Logo-2012.jpeg</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/c3f7e228-4ea1-45c9-8820-670047ee29fc/bcbstx_logo_social_media.jpeg</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/32362428-ccee-4dcb-9d60-8495b2c853f4/UnitedHealthcare-logo.jpeg</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/ae1efa2f-9d12-4c3f-ba52-a7d6d5388427/humana-logo-e1561474349506.jpeg</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/83b0a048-b131-4b8b-8a23-832aac257c4b/Principal_Financial_Group-Logo.wine.png</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/39e7fd5b-404e-4169-be59-f0fc06ccdcad/1523938042-metlife-american-life-alico-ss.png</image:loc>
      <image:title>Group Health Quotes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.properbrokerage.com/medicare</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ff28f728500a82fe9dc248b/1721737852966-LBU4AV99ZOGY9CH9T7HT/unsplash-image-U4zkkjDMRkg.jpg</image:loc>
    </image:image>
  </url>
</urlset>

